For lawyers who handle claims against insurance companies, here is a case regarding a claim against a homeowners policy and a water leak. The case is from the Western District of Texas, San Antonio Division. The case is styled, William Burman v. State Farm Lloyds. It is a partial summary judgment case.
Burman had a homeowners policy of insurance with State Farm. Burman experienced a water leak and filed a claim. State Farm retained an engineer, Lara, to determine whether the leak caused the foundation to move. Lara’s report stated “that the observed foundation movements are primarily the result of seasonal moisture changes, and vegetation effects. Also, that a line identified by American Leak Detection was leaking and exacerbated the foundation movements in an isolated area of the residence.
The area effected by the leak was paid for by State Farm but the claim for other areas was denied asserting the foundation problems predated the leak and the leak damage did not warrant underpinning.