Dallas area insurance attorneys need to be aware of the opinion issued by the Houston Court of Appeals, First District of Texas, in August of 2013. The style of this case is Houstoun, et al v. Escalante’s Comida Fina, Inc.
Here is some background information.
Between 2003 and 2008, Escalante’s owned and operated four restaurants in the Houston area. Between 2003 and 2006 the property and casualty insurance policy on the restaurants was through Ohio Casualty Group, which provided coverage, with certain exceptions, in the event of loss of business income caused by an off-premises power or utilities outage. After Hurricane Rita hit Houston in 2005, Escalante’s claimed against the policy and Ohio Casualty paid.