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Articles Posted in Home Owners Policies

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Homeowners Insurance Policy Coverage

Persons with homeowners insurance policies are in a better place today than they were before January 27, 2017.  Insurance lawyers in Mason Texas, Menard, Junction, Grand Prairie, Arlington, Dallas, Fort Worth, and all over Texas need to celebrate a recent Texas Supreme Court opinion.  The opinion is styled, Nassar v.…

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Homeowners Insurance – Accident Or Intentional?

Lawyers in Mason Texas who handle insurance claims know that many accidents are covered by a persons’ homeowners insurance.  But, intentional acts are not covered.  The Claims Journal published an article discussing this issue in January 2017.  The title of the article is, No Homeowner Liability Coverage For an Insured’s…

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Definition Of Residence Premises In Homeowners Policy

For lawyers handling homeowners claims, a 14th Court of Appeals opinion needs to be read.  The case is styled, American Risk Insurance Company, Inc. v. Veronika Serpikova. Veronika purchased a house in Houston (the Property).  She purchased a policy to insure the house from American.  At first, Veronika and her…

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Exclusions In Homeowners Policies

Fort Worth insurance attorneys will advise their clients to carefully read the exclusions in their homeowners policy. A 2006, Houston Court of Appeals [14th Dist.] case illustrates why. The opinion is styled, Fire Insurance Exchange v. Sullivan. The insured brought suit against Fire Insurance Exchange for breach of contract, bad…

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