Insurance lawyers know that suing an adjuster when it can be done, is preferable to not suing the adjuster. There are reasons for this that have been discussed in previous blogs. The Southern District of Texas, Brownsville Division, had a case dealing with this issue in February 2020. The style of the case is, Faith Pleases God Church Corporation v. Philadelphia Indemnity Insurance Company, et al.
Church sued Philadelphia and VeriClaim, Inc. and adjuster John Adame stemming from underpayment of the Church’s claim for property damage resulting form a storm. Church filed a claim with Philadelphia who assigned VeriClaim to the claim and Adame is their employee who investigated the claim.
Church alleges VeriClaim and Adame prepared an undervalued damages report allowing Philadelphia to underpay the claim.