What about those times that an insurance company pays a claim but the payment has been a lot later than it should have been paid? That is an issue that is partially addressed in a January 2020, opinion from the United States District Court, Southern District of Texas, Houston Division. The opinion is styled, Zachary Dunne v. Allstate Vehicle And Property Insurance Company.
This part of the ruling is the result of a Motion For Summary Judgment filed by Allstate.
The facts are not in dispute. Dunne’s home was damaged in a storm that was insured by Allstate on June 20, 2018. Dunne reported the claim on July 3, 2018. Allstate’s adjuster determined the damage was below Dunne’s deductible despite increasing its estimate.