Force-place insurance is a very mis-understood type of insurance. What most people do not understand that force-place insurance protects the mortgage owner only. A homeowner does not have his own interests protected. Reuters ran an article on February 6, 2014, titled, “Citi T Pay $110 mln in a Lawsuit Over…
Insurance law lawyers need to be able to distinguish cases where they can help someone and cases where they cannot. Understanding how courts look at different situations is important. A 1992, Texas Supreme Court is a good case to know. The style of the case is, LeLeaux v. Hampshire-Fannett ISD.…
Dallas insurance attorneys need to be able to answer the above question in the context of an insurance policy. A 1997, Texas Supreme Court case provides some guidance for the question. The style of the case is, Farmers Texas County Mutual Insurance Company v. Griffin. Here is some of the…
Grand Prairie insurance lawyers need to be able to look at an insurance policy and determined who is insured by the policy. A 1997, Texas Supreme Court case provides some guidance for an answer. The style of the case is, Grain Dealers Mutual Insurance Company v. McKee. Here is some…
Most Parker County attorneys who handle insurance claims know that there is not a claim for “negligent claim handling,” that the claim that probably exists has to fall under one of those listed in the Texas Insurance Code. A 1991, San Antonio Court of Appeals case styled, United Services Automobile…
Insurance lawyers will tell you that insurance companies can expose themselves to risk by not settling liability claims that they should settle. This relates to what is called the “Stowers Doctrine.” But exposing themselves to risk and and suffering the risk are two different things. The 1960, Amarillo Court of…
Knowing what is not “bad faith” insurance is as important as knowing what is bad faith insurance so that a client can be properly advised. A 1994, Texas Supreme Court opinion helps to understand what is not bad faith. The style of the case is, Allstate v. Watson. Here is…
Insurance attorneys need to know legal issues that will help their clients. Two common defenses relied upon to prevent an insurance company from avoiding coverage when a judgment has been entered against their insured are “estoppel” and “waiver.” While both theories have been applied by courts to avoid forfeiture of…
Attorneys handling insurance law will want to keep up with how the courts are interpreting insurance exclusions. The Austin American Statesman ran an article in January 2014 that is interesting reading. Here is what it tells us. The Texas Supreme Court issued a key ruling Friday that should boost consumer…
Dallas insurance lawyers need to know this recent court decision regarding “loss of use” damages. It is a Fort Worth Court of Appeals decision issued in January 2014. The style of the case is, Morrison V. Campbell. Here is some of the relevant information. In this agreed interlocutory appeal, Morrison…