In cases involving insurance, an experienced insurance lawyer needs to be hired. This is illustrated in an Austin Court of Appeals opinion styled, Jessica Dennis and Douglas Dennis v. GEICO.
In August 2016, GEICO sued the Dennises, alleging that a “motor vehicle owned by Plaintiff’s insured Rene Zavala … was damaged by a vehicle negligently operated by Douglas Dennis, whose negligence proximately caused the collision and damages in the amount of $10,417.28. Plaintiff compensated its insured for the loss, thereby becoming subrogated in the amount of $10,417.28.” The petition further alleged that, “at the time of the collision, Jessica Dennis was the owner of the motor vehicle driven by Douglas Dennis, and the vehicle was operated with Jessica’s consent and knowledge. Upon information and belief, Jessica wrongfully and / or negligently entrusted his/her motor vehicle to an incompetent, reckless, unlicensed and uninsured driver”
The Dennises filed an answer and counterclaim asserting that it was Zavala, not the Dennises, who negligently caused the collision. The Dennises later filed with the Court a number of documents purporting to demonstrate the damages they incurred as a result of the collision. Douglas also filed an affidavit alleging that Zavala’s negligence caused the collision.