Fort Worth insurance attorneys will tell you that an insurance policy is a contract. A 1992, Dallas Court of Appeals case gives a good example of how the Courts deal with this concept. The style of the case is, St Paul Insurance Company v. Rakkar. This case deals with many…
Dallas Fort Worth Insurance Lawyer Blog
Insurance Is A Contract
Fort Worth insurance lawyers will tell you that insurance policies are contracts. As such the rules regarding insurance policies are the same rules governing contracts. This was confirmed in the 1994, Texas Supreme Court case, Hernandez v. Gulf Group Lloyds. A person seeking to recover on an insurance policy must…
When Does Uninsured / Underinsured Coverage Kick-In?
Dallas insurance attorneys need to know when uninsured / underinsured coverage is available as a benefit. The Texas Supreme Court case United States Fidelity and Guarantee Company v. Goudeau, which is an opinion issued in 2008, is a good reference. Here are some relevant points of the case. One can…
Federal Court – Trying To Stay Out
Dallas insurance lawyers would want to be aware of this recent case out of the United States Southern District Court, McAllen Division. The style is Samuel Gacia, et al, v. Geovera Specialty Insurance Company. Insurance companies prefer to have cases in Federal Court. Attorneys suing insurance companies prefer to be…
What Happens When The Insured Does Not Submit To An Examination Under Oath?
Fort Worth insurance lawyers should know about insurance policy provisions that require an examination under oath (EUO). The Houston Court of Appeals [14th Dist.] issued an opinion in May 2013, that helps to understand the process. The style of the case is, Arman A. Shafighi v. Texas Farmers Insurance Company.…
Life Insurance – Who Gets The Money?
Fort Worth life insurance attorneys will understand why people need an attorney’s help in these disputes after reading this case. The case is styled, Cheryl M. Patterson and Aundrell Patterson v. American General Life Insurance Company. The opinion was issued in May 2013, by the Houston Court of Appeals, 1st…
Endorsements On An Insurance Policy
Dallas insurance law attorneys need to know the significance of endorsements on an insurance policy. A recent United States District Court case in the Northern District of Texas is worth knowing about. The case is styled, Bituminous Casualty Corporation v. Travelers Indemnity Company, et al. Here is some relevant information…
Delay In Paying Claim
Mineral Wells attorneys who handle insurance claims need to be aware of the laws regarding the payment of insurance claims. The Texas Insurance Code, Sections 542.051 – 542.061 is known as the Prompt Payment of Claims Act. These sections detail the time limits insurance companies have for responding to and…
Misrepresentations By Insurance Agents And Companies
Dallas insurance lawyers will find that misrepresentations by insurance agents and companies are a big area of litigation in insurance cases. One of the most common reasons for an insurance dispute is the complaint that someone misrepresented something. Sometimes it is the company saying the insured made misrepresentations in the…
Bad Faith Insurance
Parker County lawyers need to have a basic understanding of how to see bad faith insurance when it happens. To understand the different ways disputes can arise, it is helpful to consider the sequence of events that are likely to occur. To do this, try to divide the purchase of…