Weatherford attorneys and those in Hudson Oaks, Millsap, Aledo, Peaster, Brock, and other places in Parker County need to know how an agent is tied to an insurance company by statutes. The Texas Insurance Code, Section 4001.051 provides an expansive list of conduct that constitutes “acting as an agent” for…
The first step to determine whether an insurance company is vicariously liable is to determine whether the person who engaged in the conduct was acting as the insurance company agent. Agency has been discussed by the Texas Supreme Court in many contexts. The Texas Legislature has helped by putting the…
This writing gives some insight into how an attorney knows whether not an insurance company can be held responsible for the acts of it’s agents. Insurance companies, like other entities that exist, can only act through agents. Insurance companies rely on agents to sell their policies, to underwrite potential insureds,…
A 1994, Texas Supreme Court case styled, Celtic Life Insurance Company v. Coats, shows us how the courts look to find the agency relationship between the acts of an agent and an insurance company. This case presents issues relating to an insurance company’s liability for its agent’s representations: first, whether…
Dallas insurance lawyers and those in Mesquite, Garland, Richardson, De Soto, Cedar Hill, and other areas need to know when an insurance agent or adjuster can be held responsible for the wrongs they commit. Just as an insurance company is liable for its own misconduct, so too agents may be…
Dallas insurance attorneys and those in Duncanville, Carrollton, Farmers Branch, Garland, and other places in Dallas County need to know the laws regarding the liability of an insurance company. The law in Texas is very clear, as the contracting party, the insurance company may be liable based on the contract…
Fort Worth insurance lawyers and those in Benbrook, Crowley, Burleson, and other parts of Tarrant County need to know the ways insurance companies fight. The Austin Court of Appeals issued an opinion in December 2012, that illustrates some of this. The case is styled, In re Old American County Mutual…
Grand Prairie insurance attorneys need to understand the purpose and rules of insurance regulation. As stated by the Texas Supreme Court in 1951, the insurance business affects the public interest and thus is subject to extensive regulation to prevent abuses. The rationale for this principle bears quoting at length. In…
Fort Worth insurance lawyers and those in North Richland Hills, Roanoke, Keller, Saginaw, and other places in the Tarrant County area need to keep up with opinions issued by the courts in Texas. The United States District Court, Southern District, Houston Division, issued an opinion December 12, 2012, that is…
Fort Worth insurance lawyers and those in Arlington, Hurst, Euless, Bedford, and other places in Tarrant County need to know about this. ABC News ran a story on January 7th that makes you angry. Here is what the story tells us: A Staten Island couple said their insurance company short-changed…