Suing insurance agents who do wrong is something an insurance lawyer needs to look at closely. Here is a 2022, opinion from the Southern District of Texas, McAllen Division, that deals with an insurance agent. The opinion is styled, J & G Trejo Enterprises, Inc. d/b/a Best Medical Supply vs. Western World Insurance Company.
This is an opinion decided on a motion for summary judgment.
The loss here is an MRI machine held off premises that was destroyed in a fire on August 21, 2021. Due to a sub–limit of liability for business personal property held off–premises, Defendant paid only the cap ($10,000.00) on the claim, whereas Plaintiff assessed its own actual loses at around $200,000.00.