Dallas insurance lawyers and those in Mesquite, Garland, Richardson, and other places in Dallas need to know the different ways insurance companies operate. One of those is rescinding a policy. As a general principle, prior to a loss an insurance company has the right to rescind the policy procured through…
Grand Prairie insurance attorneys and those in Irving, Duncanville, Arlington, and other places in Texas need to understand issues that can arise related to the expiration of an insurance policy. A Texas Supreme Court opinion decided in 1985, said that an insurance agent who receives commissions from a customer’s payment…
Weatherford attorneys need to know the different ways insurance law applies to the non-renewal of an insurance policy. “Non-renewal” refers to termination of coverage at the end of the policy period. It is important for a policy holder to understand that absent a contractual entitlement to renew a policy, an…
Dallas attorneys need to know the different ways that insurance policies can be cancelled and who can cancel them. Here are a few ways of cancellation a person needs to know about. The 1967, opinion, Ford Motor Credit Company v. Commonwealth County Mutual Insurance Company, tells us that the insured…
Weatherford attorneys who do insurance cases have to be able to draw the distinction between a case where an insurance company has treated one of its insureds wrong and when it has not, in order to be able to discuss the case appropriately with the client. Here are two examples…
Fort Worth attorneys need to be able to recognize bad faith insurance as it relates to cancellation of an insurance policy. The Texas Insurance Code, Section 551.109, tells us that upon the request of the insured, the insurance company must provide a written statement of the reason for canceling a…
Parker County attorneys need to know when an insurance company can properly cancel a policy and when it can not. Insurance companies may cancel policies described on the January 5, 2013, blog at this site in the following situations: (1) if the named insured does not pay the premium, or…
Weatherford insurance attorneys need to know the required notices to be sent by an insurance company when canceling a policy. When an insurance company decides to cancel the liability coverage, it must deliver or mail to the first-named insured under the policy, at the address shown on the policy, notice…
Dallas insurance lawyers need to know the limitations related to canceling insurance policies. Here is some guidance: As described below, the Insurance Code limits the insurer’s right to cancel coverage under the following types of liability insurance coverage: (1) general liability; (2) professional liability (other than medical professional liability); (3)…
Fort Worth insurance lawyers need to know how to determine whether or not an insurance policy has been cancelled properly. Insurance policies often contain provisions regarding cancellation. An insurance policy may include a provision making cancellation effective upon the insurer’s mailing notice to the insured. The Houston Court of Appeals,…