Insurance lawyers who handle hail damage claims need to be aware of this 2023 opinion from the United States Fifth Circuit Court of Appeals. The opinion is styled, Cody Horton v. Allstate Vehicle And Property Insurance Company. In this insurance coverage dispute, the district court held for Allstate, the insurer,…
Articles Posted in Home Owners Policies
Force Placed Insurance Policies
Force Placed Insurance Policies are unique. The biggest thing to know about these policies is that their purpose is to protect the lender, not the homeowner. This is illustrated in a 2023 opinion from the Southern District of Texas, Houston Division. The opinion is styled, Peter Garcia v. Great American…
The Insurance Policy Has To Be Read Carefully
Most people who buy a homeowners insurance policy think that if anything happens to cause damage to their home, that they are covered. Well, that is simply not case way to often. All those pages of the policy are pages explaining what is not covered or placing limitations on what…
Pre-Suit Notice And Attorney Fees – 3
Bad faith insurance lawyers will always sue for recovery of attorney fee when forced to file a lawsuit. Here is a 2022, opinion dealing with attorney fees under Texas Insurance Code, Section 542A. The opinion is from the Western District of Texas, Waco Division, and is styled, Waco Hippodrome Inc.…
Fallen Tree Damage To Roof – Damage Segregation
The law clearly in Texas clearly places the burden on segregating damages on the insured. This issue is discussed in a 2022 opinion issued by the Northern District of Texas, Dallas Division. The styled of the opinion is Benham Bagheri v. State Farm Lloyds. This is a first-party insurance coverage…
Homeowners Insurance Claim – 3
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Homeowners Insurance Claim – 2
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Homeowners Insurance Claims
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Insurance Claims And Experts (Plumbing)
Insurance claims often do not need an expert to help the case. When an expert is needed, it is important to know how courts look at experts. Here is a homeowners case wherein an expert is being used to bolster the case. This is a 2022 opinion from the Western…
Insurance Denial Based On Segregating Damages
Here, an insurance company refused to pay a claim based on their assertion that the insured customer failed to segregate damages. The Judge agreed with the insurance company. The opinion is from the Northern District of Texas, Dallas Division. It is styled, Svetlin Tchakarov and Popova Rossitza v. Allstate Indemnity…