Life Insurance Attorneys need to know this 2023 case from the United States Fifth Circuit Court of Appeals. The law regarding denial of life insurance claims can be tough but for an experienced life insurance attorney there are many aspects of the law in this area of litigation that are…
Articles Posted in Life Insurance
Life Insurance Claim Denied – And The Agent’s Fault
Can an insurance company be responsible for what the selling agent did that was wrong? The answer is, it depends. Because it depends on the actions or in-actions of the agent, a person must always get the advice of an experienced Life Insurance Lawyer. Here is a 1999 opinion from…
Life Insurance Denied When They Accepted Premiums
Hey wait a minute, the life insurance company accepted premiums for over four years and now they are denying the claim. Here is an interesting fact scenario from a 2004, Dallas Court of Appeals opinion. The opinion is styled, Royal Maccabees Life Insurance Company v. James. Here are some of…
Life Insurance Policy Benefits Denied – Non-Payment
What if life insurance policy benefits use to a lapse in payment? Talk to an experienced life insurance lawyer. Here is a 2000, opinion from the San Antonio Court of Appeals dealing with this issue. The opinion is styled, MacIntire v. Armed Forces Benefit Ass’n. Here are the Facts: Linda…
Denial Of Life Insurance Benefits
Life insurance claims that are denied by an insurance company should always be put in front of an attorney who handles life insurance claims. The vast majority of the time an attorney experienced in handling life insurance claims can help. Here is a 2005 opinion from the Fifth Circuit Court…
Life Insurance Denial – “Good Health”
Here is a 2007, United States Fifth Circuit Court of Appeals opinion dealing with life insurance claims and “Good Health” clauses. The opinion is styled, Assurity Life Insurance Company v. Grogan. The insured purchased a $1,000,000.00 whole life insurance policy from the carrier with the condition precedent for coverage that…
Life Insurance Claim Denied – It’s A Misrepresentation
Here is a 2008, life insurance misrepresentation case. It is from the United States 5th Circuit Court of Appeals. It is styled, Liu v. Fidelity and Guaranty Life Insurance Company. Liu filled out a life insurance application which stated that he had not been diagnosed with cancer within the previous…
Life Insurance Claims Denial Due To Fraud?
Many life insurance cases are fights between potential beneficiaries of the life insurance policy. That was the case in this 2023, opinion from the Southern District of Texas, Houston Division. The opinion is styled, Tommy Marion v. Principal Life Insurance Company and Nicky B. Thompson. Marion sued Principal Life and…
Life Insurance Claim Denial – Who Can Be Sued?
Who can be sued when a life insurance claim is denied is an important consideration by strategic considerations. Here is some insight. Chapter 541 of the Texas Insurance Code defines and prohibits unfair and deceptive insurance practices. Specifically, look at sections 541.001 to 541.061, 541.151 to 541.162, and 541.453. The…
Life Insurance Claims Denial – Agents And Ratification
What if a life insurance agent does something he is not supposed to do when he sells a life insurance policy? What if the insurance company ratifies what the agent did? An insurance company may be liable for unauthorized conduct of an agent or other person, if the insurance company…