Texas Life Insurance Attorneys need to be aware of the agency principals whereby an agent can be held liable for his or her actions.
An agent may be liable for violation common-law or statutory duties to the insured. For example, an agent who undertakes to get insurance may be liable for negligently failing to get proper insurance for the insured. An example of this is found in the 1987 opinion from the San Antonio Court of Appeals styled, Rainey-Mapes v. Queen Charters, Inc. An agent may also me liable for negligently failing to notify the insureds that their policy is about to expire. This is discussed in the 1985 Texas Supreme Court opinion styled, Kitching v. Zamora.