The statute of limitations is a legal issue that must be taken into account in every case. This case from the Southern District of Texas, Laredo Division,does a good job of discussing the statute of limitations in insurance cases. The case is styled, Gilberto Rodriguez v. State Farm Lloyds. This…
Dallas Fort Worth Insurance Lawyer Blog
Potential Recovery For Bad Faith Claims
Whether you are talking about life insurance claims, homeowners claims, disability claims, auto claims, or other types of first party claims, policy benefits are the basic recovery allowed for an insurance company breach of the contractual obligations. An insurer’s refusal to pay the insured’s claim causes damages in at least…
ERISA Win
Here is a rare win in an ERISA case. Unfortunately the win is the the 7th Circuit Court of Appeals rather than the 5th Circuit which controls most ERISA plans for readers of this blog. The ERISA case is styled, Susan Hennen v. Metropolitan Life Insurance Company. The case does…
Assignment Of Insurance Proceeds
Like other contract rights, the right to insurance proceeds can be assigned, giving the assignee the right to recover under the policy. This issue is discussed in the 1968, Texas Supreme Court opinion styled, McAllen State Bank v. Texas Bank & Trust Company, Trustee. Texas Bank claimed proceeds of a…
Intended Beneficiaries Of Insurance Policies
If a person or entity is not a named beneficiary, can they be an intended beneficiary? Other persons who may sue for benefits under an insurance contract are “intended beneficiaries” also known as “third party beneficiaries.” A third party for whose benefit an insurance contract is made may enforce the…
Additional Insureds Under An Insurance Policy
An additional insured is a party protected under an insurance policy, but who is not named within the policy. A common example of an additional insured is a person who, although not specifically named, is covered under a liability policy by a definition of “insured” that extends protection to interests,…
Who Is Entitled To Recover Insurance Proceeds
Insurance attorneys always have to answer the above question when looking at an insurance policy case. This issue is discussed in the 1972 case from the Texarkana Court of Appeals styled, Doss v. Roberts. This suit involves the division of monies received from the sale of land found not to…
Liability On Insurance Policy
Seeing if there is liability on the insurance policy is one of the first things an insurance attorney needs to do when meeting with a prospective client. In 1996, the Texas Supreme Court stated in Liberty Nat’l Fire Ins. Co. v. Akin, that insurance coverage claims and bad faith claims…
Disability Policy Claim Denial
For lawyers who handle claims related to the denial of disability policies, there is some law that they have to know to effectively represent their clients. Probably 90 percent of disability policies involve payments spread out over a period of time. When a claim for disability benefits is denied it…
Oral Insurance Contract
Whether you are an insurance lawyer in Grand Prairie, or Dallas, or Fort Worth, or anywhere else in Texas, Texas insurance law is the same. And one good part of that law is that there are situations where an oral insurance contract is enforceable. This is seen in the 1949,…