Can someone in Dallas, Fort Worth, Grand Prairie, Arlington, Mansfield, Granbury, or anywhere else in Texas sue their insurance company when their insurance company is cheating them by charging excessive fees? According to an article written by Tiffany Hsu and Marc Lifsher, reporters for the Los Angeles Times, that is…
An insured in Grand Prairie, Dallas, Fort Worth, Coppell, Richardson, Duncanville, Aledo, Arlington, or anywhere else in Texas may ask this question: When does the life insurance policy become effective? Here is some guidance. Most life insurance policies expressly state the “effective date” of coverage. This date may be earlier…
What are clauses that are illegal / prohibited? Someone from Grand Prairie, Arlington, Mansfield, Burleson, Crowley, Lake Worth, or other places in Texas may ask that question. Here are a few examples of clauses / provisions that are illegal in Texas when they are included in a life insurance policy.…
No matter if you live in Dallas, Fort Worth, Mesquite, Garland, Duncanville, De Soto, Hurst, Bedford, Aledo, or anywhere else in Texas, any insurance policy you purchase must have certain provisions in it. The following are some of those provisions. The Texas Insurance Code, Sections 1701.002 thru 1701.151, says life…
People in Grand Prairie, Arlington, Dallas, Fort Worth, Weatherford, Irving, Carrollton, and other places in Texas usually find out the hard way about areas of dispute in their insurance policies. Below is some information to be aware of. Life insurance coverage is fairly straightforward. If the insured person dies during…
What types of insurance are available to people in Grand Prairie, Arlington, Mansfield, Cleburne, Weatherford, Granbury, or other places in Texas? The answer is the same where ever a person may live in Texas. Common life insurance types are term, whole life, and universal life. “Term” policies simply provide a…
A person living in Grand Prairie, Dallas, Fort Worth, Arlington, Mansfield, Burleson, or anywhere else in Texas may wonder when an insurance policy actually goes into force. From a legal standpoint, an application is a request for a contract of insurance that, as a mere proposal, can become a contract…
Policy holders in Grand Prairie, Mansfield, Arlington, Crowley, Grapevine, Hurst, Dallas, Fort Worth, and all across the state of Texas will be amazed at the different ways they can have claims denied based on the langauge in the policy. For instance, what does the term “theft” mean in an insurance…
Property insurance for residents of Grand Prairie, Arlington, Weatherford, Dallas, Cleburne, Mansfield, De Soto, Duncanville, Lancaster, and other residents in Texas is not something most would be familiar with or how it works. So what is it? Property insurance involves the indemnification of the insured by the insurance company for…
Homeowners in Cedar Hill, Grand Prairie, Dallas, Fort Worth, Saginaw, Arlington, Burleson, Crowley, Weatherford, Azle, Aledo, Lake Worth, and all over the state usually know very little about their homeowners insurance except that if their house burns down the insurance is suppose to pay for it. Something else most homeowners…