Bad Faith Insurance – It’s been said that if you need an expert to explain bad faith, then you probably don’t have a case. However, there may be an expert needed on other aspects of the case. Our last Blog explained part of the way that courts look at experts. This is some more of that opinion. The case is styled, Richard Kim D/B/A Centre Cleaners v. Nationwide Mutual Insurance Company. The opinion is issued by the Northern District of Texas, Dallas Division.
Plaintiff had hail damage coverage for his property through Nationwide. Plaintiff made a timely claim for damages and Nationwide inspected the claim and asserted that the damage amount was below the deductible amount.
Plaintiff filed suit under the Texas Insurance Code, Sections 541 and 542, and for various violations of the Texas Deceptive Trade Practices Act. and breach of the duty of good faith and fair dealing.