All insurance lawyers need to know what happens to a claim when an insurance company becomes insolvent. Insolvency to an insurance company is the same as bankruptcy to other companies and individuals. So what effect is this to policy holders? Companies that write insurance policies in the State of Texas…
The Insurance Journal published an article on an opinion issued by the Texas Supreme Court that will have an impact on all property owners in the State of Texas. The title of the article is, Texas High Court Sides With Policyholder In Ike Damaged Property Case. When is a fence…
To sue an insurance company, a person must have “standing.” Texas is not a direct action state. In other words, when Fred and Ted collide in their cars, the resulting lawsuit is styled Fred vs Ted, and their respective liability insurers are not named parties. Fred can’t sue Ted’s insurer;…
The Fort Worth Court of Appeals delivered an opinion in 2006, that is relevant to all insurance lawyers in Texas. The case has to do with who can assert a claim under the Texas Prompt Payment of Claims Act. The opinion is styled, American National Fire Insurance Company v. Hammer…
Llano life insurance agents need to know about this case from the United States 5th Circuit. It is a 2011 opinion styled, Araceli Medina Garcia v. American United Life Insurance Company. Araceli’s husband, Salvador, died in a car accident. He had a policy with American through his employer. The policy…
Dallas Texas life insurance lawyers will know this case and use it where necessary. The case is from 1938, and was issued by the El Paso Court of Appeals. It’s style is, National Life & Accident Co. v. Dickinson. This is a judgment case wherein National Life sued Vera Dickinson,…
The Houston Chronicle published an article in February on a topic that lawyers who handle hail damage claims need to know about. The title of the article is, Insurers, Plaintiffs Lawyers Square Off In Austin Over Hail Storm Bill. Lobbyists representing insurance companies are pushing legislation they say will prevent…
Palo Pinto insurance lawyers know the above question can be difficult to answer. Each situation is different. The Stowers doctrine in the law is an example to look toward for some understanding. The heart of a Stowers claims is the 1929 decision in G. A. Stowers Furniture Co. v. American…
Dallas and Tarrant County life insurance lawyers should read this case from 1932. It is important to point out that this case has been disapproved by a later court but the idea behind the case is still relevant to arguing similar facts. The case is styled, First Texas Prudential Insurance…
If you are a Mason County Texas life insurance lawyer, here is a 1967, Tyler Court of Appeals opinion you need to know. The opinion is styled, Southern Life & Health Insurance Company v. Gordon Grafton. This lawsuit resulted from the denial of life insurance benefits from Southern Life to…