Insurance lawyers will get frequent phone calls from a life insurance beneficiary wherein the beneficiary had a spouse who has died and that spouse had life insurance that had been obtained through their employer/work. This was the case in a recent opinion from the Western District of Texas, El Paso Division. The style of the case is Vanessa St. Pierre v. Dearborn National Life Insurance Company.
The facts of this case a somewhat confusing the opinion needs to be read to get what the exact facts were in this case. However, the law related to insurance coverage when it is purchased through employment is discussed and knowing about this law is important when it comes to being able to properly discuss with clients the possible outcome in a case.
Quoting from the case: