Grand Prairie lawyers and those in Fort Worth, Dallas, Arlington, Hurst, Euless, Bedford, and other places in North Texas who handle insurance claims would want to know about this article.
The Consumer Federation of America has published an article titled “Low Ball: An Insider’s Look At How Some Insurers Can Manipulate Computerized Systems To Broadly Underpay Injury Claims.”
Here is some information about the article:
Weatherford attorneys and those in Mineral Wells, Aledo, Azle, Springtown, Millsap, Brock, Willow Park, Hudson Oaks, and other places in Parker County might find this article interesting. The article is from The Hartford Courant.
Connecticut joined 21 other states that agreed to a settlement with MetLife in a case that questioned whether the insurer did enough to find and pay beneficiaries after policyholders die.
The settlement means $40 million will be paid in penalties and about $438 million will go to unpaid policies that were written more than 50 years ago.This settlement amounts to nearly $900,000 for Connecticut beneficiaries,” Insurance Commissioner Thomas B. Leonardi said Tuesday. “Policyholders made their premium payments and have every right to expect MetLife to make good on its promise to pay claims. Working with fellow regulators on behalf of those policyholders and their families has helped accomplish that.”
Grand Prairie lawyers who handle insurance disputes and those in Dallas, Fort Worth, Mansfield, De Soto, Duncanville, Irving, Arlington, and other places in the Dallas Fort Worth area need to understand the coverages under an insurance policy. Specifically, they need to know what an ‘occurrence’ or ‘loss’ is under a policy.
The Fort Worth Court of Appeals issued an opinion in 1996, in the case styled, State Farm Lloyds and State Farm Fire and Casualty Company v. Paul and Mary Kessler. The insurers here filed a declaratory judgement pleading they had no duty to defend a suit pending against the Kesslers by the Fannings’ who had purchased a home from the Kesslers. The trial court ruled in favor of the Kesslers and this appeal followed.
This court said the following: We hold that State Farm has no duty to defend the Kesslers because (1) the Fannings’ petition does not allege property damage as defined by the policy and (2) it does not allege damages from an occurrence or loss as defined by the policy.”
Insurance lawyers in Grand Prairie, Fort Worth, Dallas, Richardson, Mesquite, Garland, and other places in the Dallas and Fort Worth area need to know and understand this case. It discusses one of the responsibilities of an insured under an insurance policy relating to claims made and notifying the insurance company.
The case opinion was issued by the Fort Worth Court of Appeals in 1969, and is still good law. The style of the case is, National Union Fire Insurance Company et al. v. Joe Bourn, Jr. Here is some relevant information.
The facts are longs and rather detailed. What is relevant is that on October 5, 1965, Bourn was involved as a victim in an assault and resulting injuries. Bourn sued the attackers and won a judgment against them. National Union defended in the resulting lawsuit but refused to pay any damages rendered against their insureds.
Weatherford attorneys and those in Mineral Wells, Aledo, Azle, Springtown, Peaster, Willow Park, Hudson Oaks, Brock, Millsap, and other places in Parker County need to understand how insurance policies and intentional acts interact.
The Austin Court of Appeals issued an opinion in 1995, that addresses coverage and intentional acts. The style of the case is, Barbara Misle v. State Farm Mutual Automobile Insurance Company.
State Farm filed a suit for declaratory relief and recovered summary judgment that it had no duty to defend under the liability insurance provisions of an automobile insurance policy. Here is some background.
Grand Prairie insurance lawyers and those in Fort Worth, Dallas, Carrollton, Garland, Irving, Mesquite, Richardson, and other places in North Texas will get the occasional phone call wanting to discuss a situation involving a lender-placed insurance policy.
The Houston Court of Appeals, 14th District, issued an opinion on May 17, 2012, that discussed this issue. The case had other points that will not be discussed here. The style of the case is, Milton Garcia v. Bank of America Corporation, BAC Home Loan Servicing, LP, and Newport Insurance Company. Here is legal background.
This was a consolidated appeal by Milton Garcia from the trial court’s grant of summary judgments in favor of the defendants. Bank of America (BOA) owned the mortgage on Garcia’s home, BAC was the mortgage servicing company that serviced Garcia’s mortgage, and Newport issued the lender-placed insurance policy to BOA on Garcia’s property. Seeking compensation for damage to his property sustained in Hurricane Ike, Garcia alleged that he was a third-party beneficiary of the insurance policy Newport issued to BOA.
Weatherford insurance lawyers as well as those in Aledo, Azle, Millsap, Brock, Mineral Wells, and other places in Parker County need to be aware of a May 2012, article published by Reuters. Read the article then see the end to fully understand why this is important.
The article is titled: Analysis: Insurers Find It Tough To Price Fracing Risk “From water worries to well blowouts, the inherent risks of oil and gas extraction are often played down by those in the business. But another group of profit-seekers has every reason to keep a close eye on dangers for drillers: their insurers.
Underwriters now face a politically charged problem in the perceived threats to water supplies of hydraulic fracturing.
Grand Prairie insurance attorneys and those in Irving, Fort Worth, Dallas, De Soto, Cedar Hill, Duncanville, and other places in the Dallas – Fort Worth area would want to know about the following case.
This case deals with the issue of notifying the insurance company promptly when a claim arises. The case ruling was issued May 10, 2012, by the Houston Division, Southern District of Texas, United States District Court. The style of the case is, Centaurus GF Champions, LLC D/B/A La Jolla Champions Apartments v. Nutmeg Insurance Company, Scottsdale Insurance Company, Cramer, Johnson Wiggins & Associates, Inc. and Ted W. Allen & Associates, Inc.
Here is some background:
Weatherford insurance lawyers and those in Mineral Wells, Springtown, Aledo, Azle, Willow Park, Hudson Oaks, Peaster, Poolville, Cool, Millsap, Brock, and other places in Parker County would want to know about the opinion in this case.
The case is from the Eastland Court of Appeals and was decided in 1965. The style of the case is, Hilliard Gonzales et al. v. Farmers Insurance Exchange.
Hilliard Gonzales and Noe Mata filed suit against Farmers for benefits under a family automobile policy written for Ramon Gonzales, the father of Hilliard. The case was tried to the Judge without a jury and judgment was rendered against Gonzales.
Grand Prairie insurance attorneys and those in Dallas, Fort Worth, Arlington, Mansfield, Grapevine, and other places in the Dallas – Fort Worth metroplex need to be aware of the exclusions in insurance policies and how to interpret them. Here is a case that deals with an exclusion in an automobile policy.
The style of the case is, “Carl Calvin Futrell v. Indiana Lumbermens Mutual Insurance Company. This is a 1971, opinion issued by the Houston Court of Appeals. Here is some background.
The case is a suit on medical payment benefits under an automobile insurance policy. The insured sued for medical expenses incurred by his minor son, who was injured while riding a motorbike when it collided with a motorcycle. Futrell contended that the trial court erred in concluding that a motorcycle is not an automobile within the meaning of that term as it is used in the medical payments coverage of the Texas family combination automobile insurance policy.
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