Here is an insurance subrogation case from the U.S. Southern District of Texas, Houston Division. It is a 2018, opinion styled, AXA Insurance Company a/s/o The Museum Of Printing History v. Yoau Electric Co. Ltd., LG Electronics U.S.A., Inc., and Chocolates El Rey Inc.
The museum leased a portion of the place of business to El Rey. A fire occurred at the subject premises on or about May 10, 2016, resulting in extensive smoke, fire, and water damage to Chocolates’s historical collection and the premises. AXA, as subrogee, made payments on the loss. Investigators determined the fire resulted from faulty wiring of an LG air conditioning unit used by El Rey at the premises. The air conditioning unit was designed and manufactured by LG and Yoau. AXA as subrogee, asserts that defendants LG and Yoau and Chocolates are responsible for the fire loss sustained by AXA due to breach of express and implied warranties, negligence, and strict products liability.
This is a Rule 12(b)(6) motion to dismiss opinion. In considering a Rule 12(b)(6) motion, courts generally must accept the factual allegations contained in the complaint as true. While a complaint attacked by a Rule 12 (b)(6) motion does not need detailed factual allegations, a plaintiff’s obligation to provide the grounds of his entitlement to relief requires more than labels and conclusions, and a formulaic recitation of the elements of a cause of action will not do. The factual allegations must be enough to raise a right to relief above the speculative level. The supporting facts must be plausible enough to raise a reasonable expectation that discovery will reveal further supporting evidence.